Nira Loan App: Are you seeking a dependable provider to obtain an instant personal loan? Banks continue to reject every application you submit with them. Don’t worry! The solution is possible through loan applications. The authentic loan apps serve as dependable financing platforms which offer a wide range of loans including personal loans as well as home loans and business loans and education loans. Again here we come with details of the new and exciting personal loan provider app which is known as Nira Loan application.
The following article delivers a comprehensive Nira Loan App Review which explains the application to users. Your research on the lending platform becomes essential to prevent future difficulties. Let’s dive into the details of the Nira Loan app. It can be very useful for those who are seeking a loan on the online applications.
What is a Nira Personal Loan App?
The present-day financial market boasts Nira as one of its most trustworthy loan applications. Millions of users pre-check this application positively on the Google Play Store through extensive downloads while experiencing both safety and simplicity in their financial transactions.
The personal and financial products selection at Nira includes loans for both individuals and businesses together with credit lines and insurance coverage. The platform offers educational material for financial literacy to its users.
Technical Details of Nira Loan Application
| Technical Details | Information |
| Technical Name | Nira Loan App |
| App Version | Version 7.8 |
| Developer | Nira Finance Pvt. Ltd |
| Organization | Nira Finance Pvt. Ltd |
| Total Downloads | 1 Crore+ |
| App Size | 55 MB |
| App Compatibility | iPhone, Android |
| IOS Version | iOS 13.0 or Later |
| Category | Finance |
| Language | English |
| License | ISO 27001:2022 Certified |
| Price | Free |
Services Available on Nira App
Nira offers various financial services, making it a one-stop solution for financial needs:
- Personal Loan
- Business Loan
- Credit Line (Flexible Loan Limits)
- Insurance
- Financial Literacy Support
- UPI Payment Services
Types of Loans Provided by Nira
- Personal Loan
- Business Loan
- Credit Line Loan
Features of Nira Loan App
- Loan amounts range from ₹5,000 to ₹5,00,000
- Flexible repayment tenure from 3 months to 3 years
- Interest rates starting from 18% per annum
- Annual Percentage Rate (APR) from 24% to 36%
- 100% Paperless application process
- Transparent transactions with no hidden charges
- Quick approval process with minimal documentation
- Easy re-application for loans
- Instant disbursal for eligible applicants
Lending partners of Nira Personal Loan App
- Muthoot Finance Limited
- IIFL Finance Limited
- HDB Financial Services Limited
- Northern Arc Capital Limited
- PayU Finance India Private Limited
- Komac Investments & Finance Private Limited
Eligibility Criteria to apply for Nira Loan App
- Minimum Salary Rs.12,000 per month
- Age between 22 to 59 years
- Must be Indian Citizen
- Must have valid identity card
- Must have valid phone number and email id
- Must have bank account
Is Nira Personal Loan App Genuine?
Users must confirm the genuine status of every loan application prior to its use. The available loan applications are numerous but only several prove to be trustworthy. The selection process of financial service providers heavily depends on research alongside review analysis.
Positive Comments
Using this app has been a wonderful experience! It’s intuitive, fast, and packed with features that cater perfectly to my needs. The design is user-friendly, and everything runs smoothly without any glitches. The developers have done an amazing job ensuring quality and functionality. I highly recommend this app to everyone. it truly deserves a 5-star rating!
Negative Comments
For the last 6 months this app is showing that I will get the updated credit limit by next day. But the same things happen on a daily basis. Neither they are rejecting nor they are accepting the application.
Total process completed, still amount not disbursed, after completing Enoch it is showing amount will be disbursed, but still there is no response from app, from last 2 attempts it was happen to me.
User Review Screenshots
Conclusion
Users can access high-quality personal and business loans through the Nira Loan App which delivers dependable financial services. The application provides users with rapid approval methods in addition to adjustable credit lines along with funding assistance to enhance their financial management capabilities. The main factors to weigh before taking out a loan include the high-interest rates together with processing costs that potential borrowers must carefully assess.
Office-seekers who need personal loans should seriously consider Nira as their application option. Read all product conditions thoroughly before you submit your application.
Final Review
As the Nira Loan App has a low trust score, we do not force the people to take loans from this loan application. If you are checking all the reviews given by the real users then you will make a good decision for yourself. We have provided some screenshots above about the reviews and feedback. So check our blog for more reviews on other loan applications to take personal loans without fear.
Disclaimer
The blog Apploan.in only provides the real review including final thoughts on the particular loan app. It is your decision whether you can take out a loan or not from the provided loan app.We are not at all responsible if you have got scammed by these loan applications. And remember these are all private and Non Banking loan providing organizations. Hence the interest rate will always be higher compared to the banking system. Think and take steps towards a better financial future.
Important Contact
Contact Number: 9591196740
Email Address: support@nirafinance.com
Address: NIRA, 2nd floor, UrbanVault Indiranagar, 2024, 16th Main Rd, HAL 2nd Stage, Kodihalli, Bengaluru, Karnataka 560008
Important Links
Nira Loan App official Website: Click Here
Download Nira Loan App from Google Play Store: Click Here
Download Nira Loan App from App Store: Click Here
Join Whatsapp Group: Click Here
Join Whatsapp Channel: Click Here
Read Also
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- PayMe Loan App Review 2025: How to Apply for a Loan in PayMe App?
- Nira Loan App Review 2025: How to Apply for a Loan in Nira App?
- LazyPay Loan App Review 2025: How to Apply for a Loan in LazyPay App?
FAQ
Q: Is the Nira loan app approved by the RBI?
A: Yes. Nira Loan App is approved by RBI on NBFC license
Q: What is a Nira Loan App ?
A: Nira Loan App is a personal loan providing application which is approved by NBFC RBI licensed.
Q: What is the Whatsapp number for Nira Finance?
A: 9591196740
Q: Who is the CEO of NIRA loan?
A: Rohit Sen
Q: What is the minimum age to apply for Nira Personal Loan?
A: 22 Year