ZestMoney Loan App: The best platform exists for securing quick loans through a trustworthy process. The banks reject your loan applications because of your insufficient credit score. Don’t worry! The loan application platform ZestMoney provides people with a solution for their needs.
The following paper delivers an in-depth evaluation of the ZestMoney Loan App including all of its features alongside application procedures and service descriptions. The selection of any loan requires thorough evaluation of its lending platform since problems might arise in the future.
What is a ZestMoney App?
The digital lending service ZestMoney enables people to obtain instant loans together with EMI financing and credit services without needing a credit card. The financial technology company ZestMoney has become a popular choice among users because it exists in the fintech sector with millions of Google Play Store downloads.
Through ZestMoney users can obtain personal finances as well as business funds and EMI-based credit options. The BNPL (Buy Now Pay Later) functionality on the app lets users obtain EMI-based payments without needing credit cards.
Technical Details of ZestMoney Loan Application
Understanding the technical specifications of the ZestMoney app is crucial in determining its credibility and reliability.
| Technical Details | Information |
| Technical Name | ZestMoney Loan App |
| App Version | Version 12.3 |
| Developer | ZestMoney Fintech Pvt. Ltd |
| Organization | ZestMoney Fintech Pvt. Ltd |
| Total Downloads | 10 Crore |
| App Size | 68.7 MB |
| App Compatibility | iPhone, Android |
| IOS Version | IOS 13.0 or Later |
| Category | Finance |
| Language | English |
| License | ISO 27001:2022 Certified |
| Price | Free |
Services Available on ZestMoney App
ZestMoney offers a wide range of financial services to meet various user needs, including:
- Buy Now Pay Later (BNPL) Services
- Personal Loans
- Business Loans
- Consumer Durables & Electronics EMI
- Travel Loans
- Education Loans
- Credit Line for Online & Offline Shopping
- Digital Credit Cards
- Instant UPI Loans
Types of Loans Provided by ZestMoney
- Personal Loans – Quick disbursal with minimal documentation.
- Business Loans – Financial support for small and medium businesses.
- Education Loans – Study now, pay later with easy EMI options.
- Consumer Loans – Purchase products on EMI without a credit card.
- Travel Loans – Finance your trips with easy monthly installments.
Features of ZestMoney Loan App
- Loan amounts range from ₹5,000 to ₹10,00,000
- Flexible repayment tenure from 3 months to 5 years
- Interest rates starting from 14% per annum
- Annual Percentage Rate (APR) ranging from 16% to 42%
- 100% paperless digital loan application process
- No credit card required for EMI purchases
- Quick approval and instant disbursal of funds
- No pre-closure charges on loans
- Easy EMI repayment with auto-debit facility
- Accepted by major online shopping platforms like Amazon, Flipkart, Myntra, MakeMyTrip, etc.
How to Apply for Loan In Zest Money Loan App?
To apply for loan in Zestloan app, first candidate must meet the eligibility criteria. You can check your eligibility on zestmoney mobile or their official website. To apply for loan follow below steps.
- First download ZestMoney App on your phone using below given download link.
- Or you can use official website to apply for personal loan.
- Now Complete your profile, and check your credit limit.
- Upload your KYC Document
- Select the loan loan type and range
- Update Bank account details
- Set automatic repayment method
- Submit it
Is ZestMoney Loan App Genuine?
The first step before seeking a loan from any platform requires users to determine its trustworthiness. ZestMoney operates as a trusted financial service provider because it falls under NBFC regulations together with RBI rules.
Positive Comments
- Initially it is good, but today I’m trying to make EMI payment and it is not even showing the option to pay the EMI…..How do I pay EMI…I have sent many email and called multiple times to the customer care no response at all…..Kindly let us know how to make the payment.
- Initially it is good, but today I’m trying to make EMI payment and it is not even showing the option to pay the EMI…..How do I pay EMI…I have sent many email and called multiple times to the customer care no response at all…..Kindly let us know how to make the payment
Negative Comments
- This app was very very good and easy to use 2 yrs before……now its pain in the @#&. I have always paid all emi on time or pre closed. Now they have suddenly frozen my credit. And they have no reason for doing so. It has been more then 4 months and yet the credit score is seen frozen. Well thats end for me. Pls delete my account. I have already requested.
- My experience with zest money has been very bad. Firstly they kept screaming no cost EMI all over because of which I chose zest money only to realise later that a sum of 8000 rupees is being billed as “charges”!!! That’s the highest I have seen anywhere. Also they keep calling you long after your loan is approved and keep asking the same thing, there needs to be a system in place for confirmations.
Conclusion
The lending platform ZestMoney provides users with reliable financial services through its instant loan offerings and EMI financing and digital credit solutions. Users can use this app as their simple solution for obtaining loans regardless of whether they have a credit card or not to fund their shopping and travel or education and business requirements.
Potential users should analyze both interest rates and repayment conditions before making an application. Reading the terms and conditions of the agreement allows users to identify hidden costs and control late fee responsibilities.
Important Links
ZestMoney Personal Loan Official Website: Click Here
Download ZestMoney Loan App from from Google Play Store: Click Here
Download ZestMoney Loan App from App store iOs: Click Here
Join Whatsapp Group: Click Here
Join Whatsapp Channel: Click Here
Contact Details of Zest Money Loan App?
Customer Support Number: 022-68539501 and 079-64807777
Email Address: help@zestmoney.in
Official Address: DMI Infotech Solutions Private Limited, 9-10, 4th Floor, Express Building, Bahadur Shah Zafar Marg, New Delhi – 110002, India
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FAQ
Q: How to check Credit limit in ZestMoney App?
A: You can check your credit limit on Zest Money Application. And you have another option to check credit limit. you can check credit limit by giving missed call on 08047193665.
Q: Can I get a loan from ZestMoney?
A: Yes. Follow the given procedure to get instant loan from Zest Money App.
Q: How to contact customer support of zestmoney app?
A: You can call their customer support number at 022-68539501 or 079-64807777
Q: What is the contact email address of ZestMoney App?
A: help@zestmoney.in
Q: What is the zestmoney personal loan disbursement time?
A: Within 7 working days