CashMama Loan App Review 2025: How to Apply for a Loan in CashMama App?

Spread the love

CashMama Loan App Review: Instant personal loans have a reliable source available for you. Your bank applications experience constant rejection from banks. No worries! The loan application system exists to provide support to users. A wide range of authentic loan applications exists for personal use and home loans as well as business financing and educational funding. 

This article discusses CashMama Loan App while discussing its features together with analysis of its reliability aspect. Researching the lending platform is mandatory for new borrowers because it enables them to avoid complications in the future. Before using the Cash Mama loan app you must go through with complete details which is given below.

What is CashMama App?

CashMama App is an instant personal loan app which provides quick loans for the users. This app is developed by CashMama Fintech Pvt. Ltd. Cashmama loan app is a Mobile Financial Technology platform and it is providing users with convenient and lending services. CashMama serves as a Digital Lending Platform which facilitates users to acquire loans alongside secure monetary services through an easy-to-use platform. This app is certified with a high rating while achieving multiple million downloads indicating its status as a leading loan application of 2025.

CashMama delivers personal business loans along with fixed deposits and gold investments together with vehicle insurance and credit cards to customers. Users of the platform can take advantage of UPI payment solutions through the platform. 

CashMama Loan App

Technical Details of CashMama Loan Application

Understanding the technical specifications of CashMama Loan App is crucial to assess its reliability. 

Technical Details Information
Technical NameCashMama Loan App
App VersionVersion 8.2
DeveloperCashMama Fintech Pvt. Ltd
OrganizationCashMama Fintech Pvt. Ltd
Total Downloads3 Crore +
App Size65 MB
App CompatibilityiPhone, Android
IOS VersioniOS 13.0 or Later
CategoryFinance
LanguageEnglish
LicenseISO 27001:2022 Certified
PriceFree

Features of CashMama Loan Application

  • Affordable and low-interest rates
  • High loan approval rate
  • Low-interest rates
  • Annual Rate Up to 35% and as low as 20%
  • Service charge: up to 10% and as low as 5%
  • Loan term: 91 days (shortest, including renewal period) – 120 days (longest, including renewal period)
  • Short processing time
  • Low loan threshold, fast approval – even faster than 3 minutes!

Services Available on CashMama App

CashMama provides a wide range of financial services, making it a one-stop solution for financial needs:

  • Personal Loan
  • Business Loan
  • Home Loan
  • Loan on Property
  • Gold Investment
  • Credit Cards
  • Fixed Deposits
  • Vehicle Insurance
  • UPI Payment Services

Types of Loans Provided by CashMama

  • Personal Loan
  • Home Loan
  • Business Loan
  • Property Loan

Features of CashMama Loan App

  • Loan amounts range from ₹5,000 to ₹8,00,000
  • Flexible repayment tenure from 3 months to 4 years
  • Interest rates starting from 12.5% per annum
  • Annual Percentage Rate (APR) from 15% to 40%
  • 100% paperless application process
  • No hidden charges and full transparency
  • Gold investment starting from ₹500, securely stored with certified vaults
  • Fixed Deposits with RBI-approved banks and NBFCs, starting from ₹1,500
  • Vehicle insurance with cashless claims and no vehicle inspection

Is CashMama Loan App Genuine?

A potential user needs to ensure they verify the genuine nature of loan apps. Users trust CashMama because the platform enjoys a positive standing from a large user network and positive Play Store ratings.

Positive Comments

  • User-friendly and smooth interface
  • Reliable customer support
  • No additional charges
  • Quick next loan after completing first loan

Negative Comments

  • Customer support response time is slow
  • Issues with CIBIL score updates for certain users
  • Disturbing calls
  • No proper contact details
  • Poor Customer support

How to download CashMama App?

CashMama app is not available on Google Play store nor in app store. So you need to search in google for the loan app to download the app. Follow the below app to download the app. 

  1. Search For CashMama App on google
  2. Click any app store to download the app. 
  3. Check for genuine link
  4. Install the CashMama app

How to Apply for a Personal Loan in the CashMama app?

  1. First you need to install the application. 
  2. Then submit Pan card details, Bank Details, and Adhaar Card
  3. Complete your KYC and complete your profile
  4. Check for eligibility
  5. Select loan amount 
  6. Select the tenure
  7. Submit

Conclusion

The CashMama Loan App delivers different dependable financial tools through its comprehensive services structure which includes immediate loans together with investment and insurance capabilities. The app serves to handle financial management needs in a time-efficient manner. Potential borrowers need to analyze both the rates of interest and processing fees before taking out a loan through this platform. 

The personal loan service from CashMama definitely merits consideration by people seeking loans. The terms and conditions of the platform require a reading before your progress will be allowed. We have tried to give you complete information about the CashMama app. We never promote any financial app on this website. Rather we just provide review of loan applications. 

Final Review

Finally, we wanted to give a real review about the CashMama app on behalf of our blog. Because those who use the loan app should get proper guidance about the loan app. The CashMama app is not registered in the Google Play Store and Apple’s App Store. So you have to download the CashMama app from other app stores available online. Since it is not on the Google Play Store, the trust score is low. There is no exact information as to why the CashMama app is not registered there. Moreover we don’t see any official website available on google for this app. 

So if you want to get a loan from this app, think twice. Because if you have any disappointment from this app, we are not responsible for it. Even though it has already been downloaded more than 5 million times, be sure to know the feedback given by the users.

Important Contacts

Contact Number: Not Available

Email Address: help@cashmama.in

Address: 2-72, Plot No 10, Pai Lay out, Bengaluru, KA, 560016

Important Links

CashMama Loan App Official Website(referral site): Click Here

Download CashMama Loan App: Click Here

Join Whatsapp Group: Click here

Join Whatsapp Channel: Click here

Read Also

FAQ

Q: What is CashMama App?

A: CashMama app is a financial app which provides personal loans.

Q: Why is the CashMama App not registered in Google Play Store?

A: May be due to low trust score

Q: How to download CashMama App?

A: You can download CashMama App from various app stores on Google.

Q: What is the interest rate for personal loan in CashMama Loan App?

A: 30%

Q: What is the minimum age limit to apply for a personal loan app in CashMama app?

A: 21 Years old

Leave a Comment