PayRupik Loan App Review 2025: How to Apply for a Loan in PayRupik App?

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PayRupik Loan App: A dependable resource exists for individuals seeking an urgent personal loan right now. Standards from banks reject your loan application. Don’t worry! Loan apps are here to help. The personal and business and home and education loans of PayRupik are available through this reliable loan provider.

This article provides an evaluation of the PayRupik Loan App for understanding its key features along with its advantages during the loan application procedure. Prior to accepting any loan one must study the financial platform to prevent upcoming difficulties.

What is PayRupik App?

Through PayRupik Loan App users can use its digital lending platform for safe and simple financial service transactions. Customers endorse PayRupik as one of the most trusted loan applications through its high ratings on the Play Store and extensive user base which offers personal and business loans and fixed deposits, gold investment, insurance for automobiles and credit card services. As an additional service the app enables users to use UPI payment features.

PayRupik Loan App

Technical Details of PayRupik Loan Application

Understanding the technical aspects of the PayRupik Loan App is essential to determine its reliability and trustworthiness.

Technical DetailsInformation
Technical NamePayRupik Loan App
App VersionVersion 12.3
DeveloperPayRupik Fintech Pvt. Ltd
OrganizationPayRupik Fintech Pvt. Ltd
Total Downloads3 Crore+
App Size65.8 MB
App CompatibilityiPhone, Android
IOS VersioniOS 14.0 or Later
CategoryFinance
LanguageEnglish
LicenseISO 27001:2022 Certified
PriceFree

Services Available on PayRupik App

PayRupik offers a variety of financial services, making it a one-stop solution for all your financial needs:

  • Personal Loan
  • Business Loan
  • Home Loan
  • Loan on Property
  • 24K Pure Gold Investment
  • Credit Cards
  • Smart Pay
  • Fixed Deposit
  • Vehicle Insurance
  • UPI Payment Services

Types of Loans Provided by PayRupik

  • Personal Loan
  • Home Loan
  • Business Loan
  • Property Loan

Features of PayRupik Loan App

  • Loan amounts range from ₹5,000 to ₹15,00,000
  • Flexible repayment tenure from 3 months to 6 years
  • Interest rates starting from 12% per annum
  • Annual Percentage Rate (APR) from 14% to 40%
  • 100% Paperless application process
  • Transparent transactions with no hidden charges
  • Gold investment starting from ₹50, securely stored in certified gold vaults
  • Fixed Deposits with RBI-approved banks and NBFCs, starting from ₹500
  • Vehicle insurance with cashless claims and no vehicle inspection

Is PayRupik Loan App Genuine?

Assessing loan application authenticity stands as the primary requirement for starting the loan application process. PayRupik has established trustworthiness through its secure financial operations combined with diverse loans and convenient payments access. The use of financial services requires reviewing customer testimonials and executing full research for making any financial transactions.

Positive Comments

  • Been using this app for one month. Apply to loan get the cash in my account very quickly done. My only concern is the time duration for the repayment and very high interest. If the duration can be increased or the charges can cut down a little bit. Otherwise good for sure on the best loan app.
  • I must say. They are best. They increase the limit of loan depending upon the repayment history. If you pay emi on time, they will increase loan. No doubt tenure is less but they also approve the extension which also helps to manage the or arrange the funds. I have best experience with them.

Negative Comments

  • I have repaid the loan but still my loan continues, so you are requested to close that loan. No one should take a loan in this app because even if the loan has been closed, it still shows that and if you call for help or email, you do not get a reply soon.
  • Very worst I paid 1 day before but my loan amount was reduced without any reason is very worst not suitable for an emergency. don’t apply in this app interest is very high 62 percentage interest.better avoid this loan app.

Conclusion

The PayRupik Loan App serves as a feature-packed secure operation that provides multiple financial solutions to users. This application provides three features that help users manage personal finances including quick loans and investment opportunities and insurance services. Users need to examine loan interest rates and charges before agreeing to take out a loan through PayRupik.

The trustworthy platform PayRupik presents itself as an ideal option for individuals searching for personal loans. Pay close attention to terms and conditions every time before moving forward with the application.

Final Review

As the PayRupik Loan App has a low trust score, we do not force the people to take loans from this loan application. If you are checking all the reviews given by the real users then you will make a good decision for yourself. We have provided some screenshots above about the reviews and feedback. So check our blog for more reviews on other loan applications to take personal loans without fear. 

Disclaimer

The blog Apploan.in only provides the real review including final thoughts on the particular loan app. It is your decision whether you can take out a loan or not from the provided loan app.We are not at all responsible if you have got scammed by these loan applications. And remember these are all private and Non Banking loan providing organizations. Hence the interest rate will always be higher compared to the banking system. Think and take steps towards a better financial future. 

Important Contact

Contact Number: 022-489-30118

Email Address: service@payrupikloan.in

Address: 1 and 2 Floor Khykha Court Il 82 Stage 2 Block Hosur, Karnataka

Important Links

PayRupik Loan App official Website: Click Here

Download PayRupik Loan App from Google Play Store: Click Here

Download PayRupik Loan App from App Store: Click Here

Join Whatsapp Group: Click Here

Join Whatsapp Channel: Click Here

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FAQ

Q: What is the maximum limit for PayRupik?

A: 20000 Rs

Q: Does PayRupik check CIBIL score?

A: Yes, PayRupik checks CIBIL score before granting a personal loan. But this app does not rely on only CIBIL score for assurance.  

Q: Who is the owner of PayRupik?

A: Sayyam Investments Pvt Ltd.

Q: Is PayRupik RBI approved?

A: Yes, PayRupik Loan app is an online loan platform that is a product of Sayyam Investments Pvt. Ltd., which is a registered Non-Banking Finance Company (NBFC) with the Reserve Bank of India (RBI).

Q: How much PayRupik Loan App provides minimum and maximum loan amount for personal loan?

A: Minimum 1000 Rs and Maximum 20000 Rs

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