Viva Money Loan App: The Viva Money Loan App functions as an urgent source for personal loan options. The bank denies your loan application. Your bank application for a loan received denial or the bank refused your request. Do not worry because work allows you to gain money through this platform.
Loan apps serve as the sole resource to assist those who cannot access funding anywhere. Through any authentic loan application portal you can initiate applications for Personal Loans and other financing options which include Home Loan and Business Loan and Education Loan besides Others.
The following article explores another loan application. This explanation may provide you with a better understanding of this loan application system. The urgency for borrowing from you motivates me to review this application. You need to understand what platform you choose to borrow money since this represents a vital detail. Manying Loan Applications without proper review will result in pain down the road for you. This article explores Viva Money Loan App Review starting right now.
What is the Viva Money App?
People can access various financial services through the digital Viva Money App platform. The internet contains Viva Money Loan App as one of its most dependable loan applications. Users rate Viva Money App very positively in the Google Play Store. The transaction records on the internet demonstrate that Viva Money App has reached 10 million downloads.
Viva Money loan app enables its users to access several financial options through its platform. People can obtain money loans through this app together with fixed plan deposits and digital gold investments and savings plans and motor insurance and credit card services from its partnering companies. The Viva Money application makes UPI transactions available as well as Performs payment and money transfer functions.
Viva Money Loan App: Technical Details
If you want to use the Viva Money Loan app, it is very important that you understand its technical aspects. Because if any app is technically strong, then such an app can be easily Trusted.
- Technical Name: Viva Money Loan App
- App Version: Version 15.2
- Developer: Viva Fintech Pvt. Ltd.
- Organization: Viva Fintech Pvt. Ltd.
- Total Downloads: 10 Million
- App Size: 55 MB
- App Compatibility: Iphone & Android
- IOS Version: IOS 13 or Later
- Category: Finance
- Language: English
- License: ISO 27001:2023 Certified
- Price: Free
Types of Products or Services Available in Viva Money App
The Viva Money loan application includes multiple financial capabilities which serve its user base. Users of this app can borrow money and contribute to fixed plan schemes while investing their funds in digital gold and savings accounts and motor insurance and credit cards available through its partnering institutions. Through its Viva Money application users can execute UPI transactions for payments and money transfer services.
- Viva Money UPI
- Personal Loan
- 24K Pure Gold Investment
- Home Loan
- Loan On Property
- Business Loan
- Credit Card
- Smart Pay
- Fixed Deposit
- Vehicle Insurance
What Types of Loans Does Viva Money App Provide?
- Personal Loan
- Home Loan
- Business Loan
- Property Loan
Features of Viva Money Loan App
- You can get a loan from ₹10,000 to ₹20,00,000
- Flexible repayment tenure features from 3 months to 6 years
- Interest rate starts from 12% per annum
- The Annual Percentage Rate (APR) for a personal loan starts from 15% to 40%
- 100% Paperless application process
- 100% Transparent
- No Hidden Charges, No Surprises
- This app offers 24K pure gold investment starting from ₹50
- Invested gold is stored in 100% secure lockers in partnership with SafeGold
- Deposits up to ₹5 Lakhs insured by DICGC
- Book FD without opening a bank account
- FD with RBI-approved Banks & NBFCs
- Fixed Deposit starts with as low as ₹500
- You can get vehicle insurance in this app
- Cashless Claims for insurance
- No Vehicle Inspection required for insurance
Is Viva Money Loan App Genuine?
Checking the genuineness of any loan app becomes vital before starting its use. The online world contains numerous loan application programs. All these apps cannot be confirmed as authentic. Reviews on the subject deliver important information thus serving as an excellent research method. Any selected fake app will lead to an unscrupulous activity. Cautious behavior is essential when processing applications for loans. We exist to supply original reviews regarding every loan application type. The following article includes an analysis of the Viva Money Loan App based on original user reviews extracted from the Google Play Store.
Positive Comments
- “The app is perfect, easy to use, and offers fast loan disbursal.”
- “High return rate on Gold Investment.”
- “User-friendly interface and effective in disbursing loans.”
- “Smooth and reliable performance with regular updates.”
- “Easy access to credit cards, house loans, auto loans, and personal loans up to ₹20
- Lakhs.”
Negative Comments
- “Not satisfied with customer support.”
- “The app sometimes crashes while making payments.”
- “After repaying my last loan, I was unable to apply for a new one and was asked to wait
- for six months.”
- “Extremely high interest rates, processing fees, and additional charges.”
- “The app fails to display my CIBIL score.”
Final Review
As the Viva Money Loan App has a low trust score, we do not force the people to take loans from this loan application. If you are checking all the reviews given by the real users then you will make a good decision for yourself. We have provided some screenshots above about the reviews and feedback. So check our blog for more reviews on other loan applications to take personal loans without fear.
Disclaimer
The blog Apploan.in only provides the real review including final thoughts on the particular loan app. It is your decision whether you can take out a loan or not from the provided loan app.We are not at all responsible if you have got scammed by these loan applications. And remember these are all private and Non Banking loan providing organizations. Hence the interest rate will always be higher compared to the banking system. Think and take steps towards a better financial future.
Important Contact
Contact Number: 1800-266-6444
Email Address: customercare@piramal.com
Address: 601, 6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS Marg, Kurla (W) Mumbai MH 400070
Important Links
Viva Money Loan App official Website: Click Here
Download Piramal Viva Money App from Google Play Store: Click Here
Download Piramal Viva Money App from App Store: Click Here
Join Whatsapp Group: Click Here
Join Whatsapp Channel: Click Here
Read Also
- ZestMoney Loan App Review 2025: How to Apply for a Loan in ZestMoney App?
- Viva Money Loan App Review 2025. How to apply for a Personal Loan in Viva Money App?
- Piramal Finance Loan App Review 2025: How to apply for a loan in Piramal Finance App?
- PayRupik Loan App Review 2025: How to Apply for a Loan in PayRupik App?
- PayMe Loan App Review 2025: How to Apply for a Loan in PayMe App?
- Nira Loan App Review 2025: How to Apply for a Loan in Nira App?
FAQ
Q: What is Viva Money’s Line of Credit?
A: It is a safety net that you can rely on to meet your financial needs. With Viva Money Credit Line, you get a flexible loan that allows you to manage multiple credit lines at the same time. When you need it, you can withdraw your entire credit limit or just the amount you need. Moreover, thanks to the additional grace period feature, you can enjoy interest-free loans for up to 51 days.
Q: Is the Viva Money app safe?
A: Viva Money app is India’s 1st Line of Credit. It is safe as far as you make clear repayment.
Q: Who is eligible for a Viva loan?
A: People between the ages of 21 and 64 can apply for a loan on this app.
Q: Is Vivamoney RBI approved?
A: Yes
Q: Is VIVA Money App free to install?
A: Yes.