Yuva Loan App Review 2025: Genuine or Fake? Complete Guide to Applying for a Loan

Q: Q6: When was the Yuva Loan App launched?

A: It is operated under Yuvaraj Finance Pvt. Ltd. , founded in 1995.

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Yuva Loan App Review 2025: Here is another loan application for you to borrow the personal loan in a minute. But before taking the loan from the Yuva Loan App, please read the Yuva Loan App review 2025 to learn if it’s real or fake, how to apply for a loan, eligibility criteria, interest rates, customer complaints, and contact details, all verified from the Google Play Store and official company information. We have provided complete information about the yuva loan application in this article. This Loan app is not related to pm yuva loan yojana.

Before moving to more information about the Yuva Loan App Review 2025, we would like to warn about the fraudulent loan apps working towards scamming the customers, especially the people who are in need of money in the present days. We request please read and understand carefully about the loan applications and their existence before applying for a loan. We only provide information regarding loan apps and their features and also about the trustability of those loan apps through our reviews. We are not responsible for your loss and gain at all.

Table of Contents

What is the Yuva Loan App?

Yuva Loan App Review 2025: The Yuva Loan App is a digital lending platform by Yuvaraj Finance Private Limited, a registered NBFC under RBI regulations. The app provides short-term personal loans to Indian borrowers who have Aadhaar and PAN verification. According to the Google Play Store, Yuva Loan has crossed 1 million downloads and is designed to give quick credit with minimal paperwork.

The Yuva Loan App is authentic and operated by Yuvaraj Finance Pvt. Ltd., an NBFC registered with the Reserve Bank of India. The parent company has been in operation since 1995, serving borrowers across India.

Key Features of Yuva Loan App

Loan Limit: Up to ₹20,000
Repayment Tenure: 61 to 365 days
Base Interest Rate: 36% annually
Processing Charges: Starting at ₹99
Annual Percentage Rate (APR): Can reach up to 97% (depending on tenure and fees)
Simple Interface – The app has a light design made for first-time users.
Quick KYC – Only Aadhaar, PAN, and DigiLocker verification required.
Income Requirement – Minimum ₹25,000 monthly household income or ₹3 lakh annual income.
Full Transparency – All charges are disclosed before approval.
Secure Transactions – Data is encrypted and handled under FACE (Fintech Association for Consumer Empowerment) guidelines.
100% Digital Process – Application to disbursement is handled inside the app.
Multiple Repayment Methods – EMI payment possible via UPI, debit/credit card, and wallets.
Customer Support – Assistance through email, WhatsApp, and in-app help section.

How to Apply for a Loan in Yuva App

Download the app from the Google Play Store.
Register with your mobile number and verify with OTP.
Submit KYC using Aadhaar, PAN, and DigiLocker.
Provide income details for eligibility check.
Receive approval and get the money credited directly to your bank account.

Eligibility Criteria to Apply for Loan in Yuva Loan App

Must be an Indian citizen above 21 years.
Must have PAN and Aadhaar linked.
Household monthly income must be ₹25,000 or more.
A valid bank account is required for disbursement.

Required Documents to Apply loan in Yuva App

Aadhaar Card (linked to DigiLocker)
PAN Card
Proof of income (salary slip or bank statement if asked)
Bank details

Is the Yuva Loan App Real or Fake?

Yuva Loan App Review 2025: The Yuva Loan App is authentic and operated by Yuvaraj Finance Pvt. Ltd., an NBFC registered with the Reserve Bank of India. The parent company has been in operation since 1995, serving borrowers across India.

We can not say it is fake. The app is real but as per real customer review Yuva Loan App got a lot of negative feedback even google play store show good ratings. Most users complain about loan processing and documentation. If you really need many with no choice then you can choose this platform or else consult a bank for a loan. Yuva Loan App Review 2025.

Common Complaints About Yuva Loan

High APR: Can go up to 97%, making repayment costly.
Processing Fees: Even for small loans, upfront charges are applied.
Short Tenure: Some users find the 2–12 month repayment period restrictive.

Contact Details

Email: care@yuvarajfinance.in
In-app support: 24/7 chat, WhatsApp, and helpline
Official Website: yuvarajfinance.in

Foreclosure Policy

The app does not provide detailed foreclosure rules publicly. Borrowers should check in-app support to confirm whether early repayment is allowed without extra penalty. Yuva Loan App Review 2025.

Can I Borrow the loan from Yuva Loan App?

Yuva Loan App Review 2025: Since the app is backed by a legitimate RBI-approved NBFC, it is safe to use. However, applicants should carefully check APR and repayment terms before applying to avoid financial stress. The app is real but as per real customer review Yuva Loan App got a lot of negative feedback even google play store show good ratings. Most users complain about loan processing and documentation. If you really need many with no choice then you can choose this platform or else consult a bank for a loan.

Pros and Cons – Yuva Loan App Review 2025

Pros
✔ Registered NBFC (safe & legal)
✔ Quick approval and instant transfer
✔ Transparent loan calculation examples

Cons
✘ Very high interest compared to traditional banks
✘ Processing fee adds extra cost
✘ Loan amount capped at ₹20,000

Conclusion – Yuva Loan App Review 2025

Yuva Loan App Review 2025: The Yuva Loan App is genuine, but best suited only for short-term emergency borrowing. For larger, low-interest loans, traditional banks remain a better option. The app is real but as per real customer review Yuva Loan App got a lot of negative feedback even google play store show good ratings. Most users complain about loan processing and documentation. If you really need many with no choice then you can choose this platform or else consult a bank for a loan.

In this Yuva Loan App Review 2025 article, we would like to warn about the fraudulent loan apps working towards scamming the customers, especially the people who are in need of money in the present days. We request please read and understand carefully about the loan applications and their existence before applying for a loan. We only provide information regarding loan apps and their features and also about the trustability of those loan apps through our reviews. We are not responsible for your loss and gain at all. Yuva Loan App Review 2025.

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FAQs

Q1: Who is eligible for Yuva Loan?

A: Any Indian citizen above 21 years with Aadhaar, PAN, and household income above ₹25,000.

Q2: How can I close my Yuva Loan?

A: Repay the EMI through UPI, debit card, or bank transfer using in-app payment options

Q3: What is the interest rate in the Yuva Loan App for Personal Loan?

A: 36% annually, but with fees, APR can go up to 97%.

Q4: What is Yuva Loan’s customer care number?

A: Contact through in-app chat, WhatsApp, or email at care@yuvarajfinance.in.

Q5: What is the maximum loan amount you can borrow from Yuva Loan App?

A: ₹20,000 (may increase for repeat borrowers).

Q6: When was the Yuva Loan App launched?

A: It is operated under Yuvaraj Finance Pvt. Ltd., founded in 1995.

Q7: Who is the founder of Yuva Loan App?

A: The app is managed by Yuvaraj Finance Pvt. Ltd.; individual founder details are not disclosed.

Q8: Who is the owner of the Yuva loan app?

A: Abhishek Teegela

Disclaimer: This article is for informational purposes only and does not constitute financial advice. We do not promote or endorse any specific loan app. Always verify that a loan app is partnered with an RBI-registered NBFC or bank before applying. Be cautious of fraudulent applications that may misuse your personal data, charge hidden fees, or engage in unethical debt collection practices. Before borrowing, read the loan agreement carefully, compare interest rates, and ensure you can repay the loan within the agreed tenure. Avoid downloading loan apps from unofficial sources or unknown websites. In case of any suspicious activity or harassment by a loan app, report it immediately to the Reserve Bank of India or the National Cyber Crime Reporting Portal (https://cybercrime.gov.in/). Borrow responsibly — only take a loan if it is truly necessary and you are confident in your ability to repay on time.