IndiaLends Loan App Review 2025: Real or Fake? How to Apply for Loan in IndiaLends App?

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IndiaLends Loan App Review 2025:  Are you searching for the best personal loan application online? If yes then we have the answer for your question. Here in this article we are discussing another personal loan app called IndiaLends loan app. So you can use it after reading the complete article. Because we are giving you a complete review about the IndiLends Loan App.  to know whether the app is real or fake, how to apply, eligibility, required documents, interest rates, common complaints, foreclosure, and more.

If you believe this app after reading IndiaLends Loan App Review is good to use, you can go ahead. Because we are giving each and every information regarding the IndiaLends Loan App. Also you can find more loan application reviews on this blog

Before moving to more information about the IndiaLends Loan App Review 2025, we would like to warn about the fraudulent loan apps working towards scamming the customers, especially the people who are in need of money in the present days. We request please read and understand carefully about the loan applications and their existence before applying for a loan. We only provide information regarding loan apps and their features and also about the trustability of those loan apps through our reviews. We are not responsible for your loss and gain at all. 

What is IndiaLends Loan App?

IndiaLends is a popular loan comparison and financial marketplace that connects borrowers with multiple RBI-registered banks and NBFCs. Instead of lending money directly, the platform helps users compare loan offers, check eligibility, and apply online.

It provides personal loans, credit cards, and free credit score checks, making it easier for users to get quick access to finance in a safe and digital way. IndiaLends Loan App Review.

Key Features of IndiaLends Loan App

  • Personal loans from ₹10,000 up to ₹50 lakh
  • Compare loan offers from different banks/NBFCs
  • Free credit report and regular score updates
  • 100% digital application with minimal paperwork
  • Repayment tenure from 6 months to 5 years
  • Collateral-free instant loans

How to Apply for Loan in IndiaLends App

  1. Download the IndiaLends app from Google Play Store or App Store.
  2. Register using your mobile number and email ID.
  3. Fill in basic details like income, job type, and location.
  4. Upload KYC documents including Aadhaar, PAN, and income proof.
  5. Compare multiple offers shown by IndiaLends.
  6. Select the lender of your choice and complete the process.
  7. After approval, the loan amount is credited to your bank account.

Eligibility Criteria

  • Indian citizen between 21 and 60 years
  • Minimum monthly income ₹15,000 or above (varies by lender)
  • Valid Aadhaar and PAN card
  • Stable job or business profile
  • Preferably a credit score above 650

Steps for Quick Loan Approval in IndiaLends Loan App

  • Keep your credit score high by paying bills/EMIs on time.
  • Apply for loan amounts matching your income level.
  • Upload clear and updated documents.
  • Avoid applying for loans with multiple apps at once.

How to Download IndiaLends App?

  • Open Google Play Store (for Android) or App Store (for iOS).
  • Search for IndiaLends Loan App.
  • Click on Install and sign up with your mobile number.

Required Documents

  • Aadhaar Card
  • PAN Card
  • Salary slips / Bank statements (last 3–6 months)
  • Passport-size photograph
  • Proof of employment or business

Is IndiaLends Loan App Real or Fake?

The IndiaLends app is genuine and trustworthy. It is not a direct lender but a marketplace that connects borrowers with licensed and RBI-regulated banks/NBFCs. Since it only partners with credible institutions, the app is safe to use.

Common Complaints About IndiaLends

  • High interest rates from some NBFCs
  • Delays in approval depending on lender
  • Too many promotional calls/SMS
  • First-time borrowers often receive lower loan amounts

IndiaLends Contact Details

  • Website: www.indialends.com
  • Email Support: support@indialends.com
  • Head Office: New Delhi, India

Loan Foreclosure in IndiaLends

Foreclosure means closing your loan before its scheduled end date. IndiaLends doesn’t set foreclosure rules directly; they depend on the chosen bank or NBFC. Usually, lenders allow foreclosure after 6–12 months with a fee of 2%–5% of the remaining loan amount.

Is Borrowing from IndiaLends Safe?

Yes ✅. Borrowing via IndiaLends is safe since all lenders on the platform are RBI-regulated. However, users should carefully compare interest rates and charges before selecting a loan offer.

Final Review

  • Pros: Multiple lender options, credit score check, paperless process, safe platform.
  • Cons: High rates from some lenders, excessive calls, delays with specific NBFCs.

Important Links

IndiaLends Loan App Official Website: Click Here

Download IndiaLends Loan App from Google Play Store: Click here

Download IndiaLends Loan App from iOS App Store: Click here

Conclusion

The IndiaLends Loan App is real and reliable in 2025. It is not a scam but a legit loan marketplace. With easy loan comparison, quick approval, and multiple lender options, it is useful for salaried and self-employed individuals. However, borrowers should always review terms carefully before accepting any loan.

Read Also

FAQs

Q: Who can apply for IndiaLends Loan?

A: Indian citizens aged 21–60 years with income proof and valid documents.

Q: How can I close my IndiaLends Loan?

A: By applying for foreclosure or prepayment with your lender directly.

Q: What is the interest rate in IndiaLends Loan App?

A: Rates usually range between 10% and 30% per annum, depending on credit profile and lender.

Q: What is the customer care number of IndiaLends?

A: Currently, IndiaLends offers support via email: support@indialends.com.

Q: What is the minimum age to apply?

A: Applicants must be at least 21 years old.

Q: When was IndiaLends founded?

A: IndiaLends was founded in 2015 as a fintech startup.

Q: Is IndiaLends and Olyv the same?

A: No, IndiaLends and Olyv are different entities.


Disclaimer: This article is for informational purposes only and does not constitute financial advice. We do not promote or endorse any specific loan app. Always verify that a loan app is partnered with an RBI-registered NBFC or bank before applying. Be cautious of fraudulent applications that may misuse your personal data, charge hidden fees, or engage in unethical debt collection practices. Before borrowing, read the loan agreement carefully, compare interest rates, and ensure you can repay the loan within the agreed tenure. Avoid downloading loan apps from unofficial sources or unknown websites. In case of any suspicious activity or harassment by a loan app, report it immediately to the Reserve Bank of India or the National Cyber Crime Reporting Portal (https://cybercrime.gov.in/). Borrow responsibly — only take a loan if it is truly necessary and you are confident in your ability to repay on time.

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